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The Hills Insurance Agency, Inc Blog

All You Ever Wanted to Know About Insurance

How Independent Agents Are Different from Captive Agents

When it comes to buying insurance, you have two primary options available to you: independent agents like us, and captive agents. While both can provide insurance services, these two types of insurance agents are not...

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Benefits of Using a Dash Cam

More and more people these days are choosing to add dash cams to their vehicles, and for good reason. These small cameras can be highly useful to you, especially in the event that you get a traffic ticket or are...

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Swimming Safety: 10 Tips for Summer

Summer is here and people are flocking to the water — whether it’s the beach, a lake, a river or a backyard pool. But, wherever there’s water, there’s also danger. According to the U.S. Centers for Disease Control and...

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Why You May Need Personal Offense Coverage

In today’s digital world, slander and libel lawsuits are more common than you may think. Comments made in haste or anger on social media can have lasting and far-reaching effects on a person’s reputation or character,...

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PREVENTING MULCH FIRES

Mulch is a combustible material that can easily be ignited and cause hundreds of fires every year. Learn more about the dangers of Mulch fires https://bit.ly/2JYSMJB @safetyinsurance #ManageLifesStorms

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WHAT IS GAP INSURANCE?

Protect yourself financially when you owe money on a depreciated vehicle - - How gap insurance works - When you buy or lease a new car or truck, the vehicle starts to depreciate in value the moment it leaves the car lot....

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Inexpensive Fixes for a Safer Home

Home improvement: It’s a never-ending process for many people, and for those of us who aren’t necessarily handy, it can be a hassle, too. But there are plenty of simple maintenance tasks and other improvements you can...

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9 Tips to End Distracted Driving

The modern world is full of distractions. With the allure of notifications, text messages, and apps constantly there to break our focus, it is no wonder that it’s so difficult to cut distractions from your commute....

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Distractions Can Be Deadly

Distractions can be deadly. Set up your car before you start your trip, then #JustDrive. Learn more from the National Safety Council at http://bit.ly/nscddam2021. https://bit.ly/3tX0byW

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ARE YOU PROPERLY INSURED?


Is Your Boat Ready For Spring?

A re you one of the millions of boaters with spring fever, itching to get your vessel out of winter storage and back onto the water? If so, be sure to take the time to properly de-winterize and prepare your boat before...

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Why a basic Homeowners policy isn’t always enough

Sometimes a basic homeowners policy just isn’t enough. So as your career advances and your income increases, it’s important to keep your insurance protection up to date. This helps you avoid expensive gaps in coverage...

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TIPS TO GET YOU THROUGH TAX SEASON

TIPS TO GET YOU THROUGH TAX SEASON Here in the US, it’s tax season! Unless you’re a CPA (and if you are, thank you for your hard work and sorry for not sorting that shoebox filled with receipts), this fact is unlikely...

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10 Tips to Help Prevent Identity Theft

Shopping online. Visiting the doctor. Buying gas. In nearly all of the things we do from day to day, there’s the risk of identity theft. You could unknowingly give your information to a fraudster thinking you’re...

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Have you considered umbrella insurance? Here are some examples where it might come in handy:


Own a home? Here are two policy options you should know about

If you have a homeowners policy, you probably expect it to cover all the costs of rebuilding your house in case it’s damaged or destroyed by a covered hazard. But are you certain you have enough coverage? Read about two...

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TIPS FOR HIRING A HOME CONTRACTOR

Hiring a home contractor to repair or renovate your property can be frustrating, time-consuming, and confusing. It’s easy to make costly mistakes. While it’s easy to call the contractor with the most eye-catching...

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DO YOU KNOW THEM ALL?


THINKING OF A SIDE HUSTLE? CHECK WITH YOUR INSURANCE AGENT!

Today, it seems like everybody’s got a side hustle, which is essentially just a fancy rebranding of what used to be called moonlighting. But today’s moonlighting often comes with a twist .... these gigs often involve...

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DOES HOMEOWNERS INSURANCE PROTECT YOU IF AN OUTLET SPARK STARTS A FIRE?

More time at home means more use of electricity and wall outlets. But in the event that an outlet sparks a fire, is it covered under your homeowners insurance policy? Read this guide to learn about outlet overload and...

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How to Get a Free Credit Report/Match with a local Advisor Today!

If you are thinking of purchasing a home or are just curious about where your credit score stands, there are some things you need to know. There are ways to track your credit reports for free. Where and how to obtain...

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DO YOU NEED AN UMBRELLA POLICY??

One of the most certain things in life is uncertainty. Your dog could bite the neighbor’s kid. Your teen driver could hit a cyclist. A guest could fall down your stairs. A rainy morning commute on worn-out tires could...

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Does My Credit Score Affect My Insurance Premiums?

You may be aware of how your credit score will affect purchasing a home or taking out a credit line, but what about your insurance? If you've ever wondered how your credit score impacts your insurance premiums, look no...

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Porch Safety: Should You Leave the Lights On?

It seems like a no-brainer to leave the lights on outside your home to deter burglars while you’re away (or even while you’re asleep). But does that really work? Or is it just a waste of electricity — particularly this...

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DUI LAWS, INSURANCE RATES AND INTERLOCK DEVICES

Don’t drive drunk. Don’t drive while impaired. Just... don’t. It’s sound advice you’ve heard a million times before. It’s common sense. And it’s one of the best ways to avoid taking a significant hit to the wallet when...

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